Mortgage calculator UAE: Dubai purchase costs and net yield
A ready home bought for AED 2,000,000 needs AED 2,126,780 upfront in this cash example. This includes the default buying fees.
- Example cash needed
- AED 2,126,780
- Example annual rent
- AED 140,000
This example includes an agent and no mortgage. Fee date: 2026-10-14. Change the figures below. Add your actual service charge to see net yield.
Your numbers
Use your purchase price, rent and charges to compare the cash needed and income after costs.
These inputs are examples. Sale medians and community rents help you start. They are not a quote for a home for sale.
Where your purchase costs go
The chart shows how the one-off purchase fees are divided for your inputs.
- Cash you need on day one
- AED 2,126,780
- Net yield after costs
- Add your service charge
| DLD transfer fee | AED 80,000 |
|---|---|
| DLD admin fee | AED 580 |
| Registration trustee fee (incl. VAT) | AED 4,200 |
| Agent commission (incl. VAT) | AED 42,000 |
| Total fees | AED 126,780 |
- Monthly mortgage payment
- AED 0
- Service charge a year
- Add your service charge
- Gross yield
- 7.0%
Source: fee schedule dated 2026-10-14. DLD transfer 4%, trustee and admin fees, mortgage registration 0.25% + AED 290, agent 2% + VAT. Official fee references and labelled calculator planning assumptions. Confirm the itemised charges in writing before a deal.
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